I have a question for you: On this planet, for the most part, the most creative, driven, and brilliant human beings all do the same thing with their lives.  What is it? Answer:  They start, grow, and run companies (or other money-making enterprises) Personally, I want to be on their team. And there is only one way for their success to be your success.  You have to invest your money in their efforts and ventures. How do you do that?  A diversified and balanced portfolio of stocks and bonds.  It doesn't have to be more complicated than that.