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Ann Matras-Hamby

 "Nearing retirement age, I did not have a complete understanding of how to maximize my Social Security benefits. David not only clearly explained the S.S. benefits but shared a strategy, most people are not familiar, that gave me substantial additional income, "free money" as David calls it. I was impressed with David's financial knowledge, professionalism, his commonsense approach, and strategies for retirement."

David Kennon

Social Security Advisor